Last Updated: April 05, 2025
These Terms & Conditions (“Terms”) govern the use of pargaharmony.com and the AI-driven educational services (“Services”) provided by Pargaharmony, based at 978 Main St, Paterson, New Jersey 07503, United States. By accessing or purchasing Services, you (“User”) agree to be bound by these Terms. Non-acceptance requires immediate cessation of use. Pargaharmony reserves the right to revise these Terms, effective upon posting on pargaharmony.com.
Pargaharmony offers courses and tools (e.g., Tech Essentials Plan) focused on leveraging AI to simplify work and boost a second income for adults aged 35-65+. Services include AI training, career guidance, and financial planning education. Outcomes depend on individual application; Pargaharmony does not guarantee specific financial or professional results.
Users must be 18 years or older to engage with Services, aligning with Pargaharmony’s target demographic of 35-65+. Providing false age information will result in account termination without refund.
To access Services, Users must register with accurate information (e.g., name, email address). Users are responsible for maintaining account confidentiality and all activities under their accounts. Unauthorized access must be reported to [email protected] immediately.
Service fees (e.g., $159 for Tech Essentials Plan) are charged in U.S. dollars and processed through secure third-party systems. Pricing is subject to change, with updates posted on pargaharmony.com. A 30-day satisfaction guarantee applies to certain plans; post-guarantee payments are non-refundable unless required by law.
Users may cancel Services at any time by contacting 973-278-0091 or [email protected]. Refunds are available only within the 30-day guarantee period (if applicable), not for partial use or post-guarantee purchases, except where legally mandated. Non-payment may result in service suspension.
Violations may lead to account suspension or legal action at Pargaharmony’s discretion.
All content on pargaharmony.com and within Services—including videos, guides, and tools—is owned by Pargaharmony or its licensors, protected by U.S. copyright law. Users are granted a limited, non-transferable license for personal use only.
Services are offered “as is,” without warranties beyond those required by law. Pargaharmony does not guarantee uninterrupted access, error-free content, or specific outcomes (e.g., income increases). Third-party system performance is beyond Pargaharmony’s control.
To the fullest extent permitted by law, Pargaharmony is not liable for indirect, incidental, or consequential damages (e.g., lost revenue) arising from Service use. Total liability is limited to the amount paid by the User to Pargaharmony in the preceding 12 months.
Users shall indemnify Pargaharmony against claims, damages, or legal costs resulting from misuse of Services, violation of these Terms, or infringement of third-party rights.
Pargaharmony is not responsible for delays or failures in Service delivery due to events beyond its control, including natural disasters, technical outages, or governmental actions.
Services may integrate third-party tools (e.g., payment gateways). Their terms and performance are not controlled by Pargaharmony, and Users assume responsibility for reviewing those policies.
Pargaharmony may alter or discontinue Services (e.g., course updates) at its sole discretion, without liability for resulting impacts on Users.
Pargaharmony may terminate or suspend User access for violations of these Terms, non-payment, or ineligibility (e.g., under 18), with or without notice, and without obligation to refund.
Pargaharmony will respond promptly to all legitimate inquiries.